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Will IP still happen on new pension scheme?

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Thats my line of thinking when I say bad planning, unless they are going to sneak more redundancies on us then it is good planning on their behalf - meaning they want more to go but don't want to be seen as making more cuts. In 2015 I'll be at my 25 year point. Do I stay or do I go? I heard its when you accept promotion that you have to switch to the new scheme as we are already contracted, in which case I'd stay exactly at whatever rank I was at the time and see my career out.

I was actually wondering about that myself - as we are effectively already contracted, can they legally force a new pension scheme onto us?
 
MOD 'planning......thinking ahead' blimey there's an oxymoron if ever I heard one.

As far as all the answers are concerned, my only concern is that we are thinking of it in a sensible, common sense way (and with perhaps some blinkers on)....I can only hope this is the case ie before 2015 OK after 2015 on new pension.

It it isn't blimey there will be some seriously disgruntled people....:PDT_Xtremez_42:
 
I was actually wondering about that myself - as we are effectively already contracted, can they legally force a new pension scheme onto us?

I don't think so...as with the introduction of the 05 pension we had the option to stay on 75 or move to the 05 but there was no perceived pressure other than a time constraint to sign up to one of them...I reckon any new pension deal will be a choice between 75, 05 or the new offer for serving and no choice (just the new deal) for people joining...The new deal will have to have some kind of attractive feature to it but obviously will be yet another attempt to claw back funds...
 
I was actually wondering about that myself - as we are effectively already contracted, can they legally force a new pension scheme onto us?

AFAIK, we are not 'contracted' in the legal sense.

I am also pretty sure it takes an act of Parliament to move people off AFPS 75 against their will but one of the conditions of AFPS 05 was that they can change it whenever they feel like it.

None of this is gospel BTW, just my understanding of the situation, I am pretty sure they are moving all Government employees off final salary pensions and they have all the legal angles covered.
 
I don't think so...as with the introduction of the 05 pension we had the option to stay on 75 or move to the 05 but there was no perceived pressure other than a time constraint to sign up to one of them...I reckon any new pension deal will be a choice between 75, 05 or the new offer for serving and no choice (just the new deal) for people joining...The new deal will have to have some kind of attractive feature to it but obviously will be yet another attempt to claw back funds...

The DIN I read said transfer will be compulsory, no choice this time....
 
I was actually wondering about that myself - as we are effectively already contracted, can they legally force a new pension scheme onto us?

I went for a brief on this a couple of months ago and the answer is yes if they say we will all move to the new scheme -we will all move to the new scheme. We actually do not sign a 'contract' when we join up (well not in the sense old the word you mean it) we simply sign our allegiance to the Queen. You try and find PW anywhere with your signature on that says you will work 'x' years and get 'x' pension. It won't be there. He also said that anything earnt before 2015 was ours so if at 2015 we have served 20 years but go on to do another 10 and retire as a FS. We would get 20 years of the pension straight away then the other 10 at the new pensionable age.
 
I don't know about the legalities of forcing personnel to transfer from one Pension scheme to another, I don't think they can, but they are legally allowed to close that Pension scheme (AFPS 75 & 05), allowing personnel to keep what they have already accrued whilst starting a new scheme that you are obliged to join.
 
So, if I've done 9 years by 2015 and go on to do a full career, I'd receive 9 years worth of IP upon leaving, but then have to wait until the new pen age to receive the rest?

Not much of a motivator to do the full career, is there?
 
So, if I've done 9 years by 2015 and go on to do a full career, I'd receive 9 years worth of IP upon leaving, but then have to wait until the new pen age to receive the rest?

Not much of a motivator to do the full career, is there?

And THAT would be the final nail in the RAF coffin should it actually happen..........
 
Before everyone goes into work tomorrow and clicks their way to freedom, please remember that the Hutton report made several recommendations - some, all, or none of which may form part of a future pension scheme.

But since this is a rumour website, here are TBJ's thoughts on what a future scheme may look like:

1. Our pensions will be based on career average earnings instead of final salary.
2. Our pensions will no longer be non-contributory.
3. The abatement of our salary which accounts for our non-contributory pension will no longer be applied (so look forward to a bumper pay rise in the year of transition).
4. The normal retirement age will increase to 60 from 55.
5. Early departure payments (as per AFPS05) will continue to be paid for those who complete more than 22 years but retire before age 60.
 
1. Our pensions will be based on career average earnings instead of final salary.

if its career average then why would anyone join up as an aircraft techy, not only do you have two extra ranks to jump through to reach wo you spend a couple of years on the lower pay band before going back to do a ft course for 18 months then another 3 yrs before your eligible for promotion to cpl, where is the incentive there when you can become a stacker / adminer / mt driver / chef e.t.c where you can join up do your training within a year or so three years later becoming eligible for promotion then have two fewer ranks to climb through during your career to get the best pension you can get.

to me this just seems a little bit wrong
 
if its career average then why would anyone join up as an aircraft techy, not only do you have two extra ranks to jump through to reach wo you spend a couple of years on the lower pay band before going back to do a ft course for 18 months then another 3 yrs before your eligible for promotion to cpl, where is the incentive there when you can become a stacker / adminer / mt driver / chef e.t.c where you can join up do your training within a year or so three years later becoming eligible for promotion then have two fewer ranks to climb through during your career to get the best pension you can get.

to me this just seems a little bit wrong

Or even be Non-Commissioned Aircrew or SNCO ATC.


On the other hand, the only group of people that insist on retaining the extra techy ranks are the techies themselves (Newton's 3rd Law).
 
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On the other hand, the only group of people that insist on retaining the extra techy ranks are the techies themselves (Newton's 3rd Law).

the extra ranks are needed to keep experience and to show experience levels, however if people are to essentially be penalised for joining up as a trade that needs technical experience to thrive then an argument can be made to scrap the ranks or pay experienced technicians more, it might even convince people to do a full career!
 
Before everyone goes into work tomorrow and clicks their way to freedom, please remember that the Hutton report made several recommendations - some, all, or none of which may form part of a future pension scheme.

But since this is a rumour website, here are TBJ's thoughts on what a future scheme may look like:

1. Our pensions will be based on career average earnings instead of final salary.
2. Our pensions will no longer be non-contributory.
3. The abatement of our salary which accounts for our non-contributory pension will no longer be applied (so look forward to a bumper pay rise in the year of transition).
4. The normal retirement age will increase to 60 from 55.
5. Early departure payments (as per AFPS05) will continue to be paid for those who complete more than 22 years but retire before age 60.

Wait for the excuse not to give a bumper rise, for surely it will come IMO.
 
the extra ranks are needed to keep experience and to show experience levels, however if people are to essentially be penalised for joining up as a trade that needs technical experience to thrive then an argument can be made to scrap the ranks or pay experienced technicians more, it might even convince people to do a full career!

What some kind of Techie pay? or higher pay band? it'll never catch on.
 
the extra ranks are needed to keep experience and to show experience levels

Off Topic
I wonder how other aircraft operators manage to keep their aircraft flying with - what would appear to be - far fewer supervisory levels amongst their technical staff.
 
Off Topic
I wonder how other aircraft operators manage to keep their aircraft flying with - what would appear to be - far fewer supervisory levels amongst their technical staff.

By paying a better wage as befitting of the training and experience required.
 
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