This is going to rumble on and on, I know it has been said before somewhere but surely this is covered by that ruling about receiving monies in good faith (escue? Spell?). I can't think of a clearer case than when you apply for something within the rules it then being checked and approved independently before payment begins, for it to have happened to hundreds rather than a few means it was a systemic failing not the individual's failing. The MOD do not have a water tight case and will no doubt be raped for more than the initial "debts" when it all goes to court and compensation is paid to individuals.